Our Story

Built for People Drowning in Marketplace Plans

Marketplace Hubs is an independent, licensed agency with one job: cut through the noise of healthcare.gov and find you the right ACA plan in your ZIP — free, unbiased, no pressure.

Licensed Marketplace Hubs agent ready to help on a call
Our Story

We started Marketplace Hubs because health insurance should never be this hard.

In 2010, our founder watched his sister — a self-employed graphic designer in her early 30s — spend three weeks trying to understand her health insurance options after losing her job. Three weeks. Dozens of confusing websites, conflicting information, and zero guidance from people who actually understood the system.

She eventually gave up and went uninsured for eight months. Four months later, she was in the emergency room with appendicitis. The bill was $34,000.

That's the story that built Marketplace Hubs. We created this agency because navigating health insurance is genuinely difficult — and it shouldn't require a law degree to understand your options.

The Marketplace Hubs advisor team in a bright modern office

What makes us different

We are 100% independent
Marketplace Hubs is not owned by, affiliated with, or financially incentivized by any single carrier. Our agents earn the same commission rate regardless of which plan they recommend.
We are licensed professionals
Every Marketplace Hubs advisor is a licensed insurance agent, compliant with state regulations, and carries Errors & Omissions insurance.
We offer a free service
Consultations, plan comparisons, and enrollment cost you absolutely nothing. Carriers compensate us — you pay the same as buying direct, or less.
We stay with you
Most agents disappear after enrollment. Your Marketplace Hubs agent stays your resource for claims, annual reviews, life changes, and every question that comes up.
Our Mission

To make quality health coverage accessible, understandable, and affordable for every American — individual, family, or business — through honest, expert guidance and a service that costs you nothing.

Our values

Transparency
We tell you exactly what a plan covers and what it doesn't. No surprises at the worst possible moment.
Independence
We recommend what's best for you, full stop. Our advice is never influenced by carrier incentives or sales targets.
Accessibility
Health insurance shouldn't be a luxury. We work to find affordable coverage for every budget.
Longevity
We're not here to make a sale. We're here to build a relationship that lasts as long as you need us.

Licenses & credentials

Marketplace Hubs is licensed to sell health, dental, vision, life, and supplemental insurance in all 50 states. Our agents are appointed with all major carriers including:

Blue Cross Blue ShieldAetnaCignaUnitedHealthcareHumanaOscar HealthMolina HealthcareAmbetterBright HealthKaiser PermanenteDelta DentalVSPMetLife DentalGuardianAmeritasAflacCigna SupplementalTransamerica
Why Marketplace Hubs

We Work for You,
Not the Insurance Company

As an independent agency, we represent you — not any single carrier. That means unbiased advice, transparent recommendations, and plans chosen to serve your best interest.

100% Independent & Unbiased

We're not owned by any insurance company. We shop across 50+ carriers to find your best match — no hidden agendas, no preferred plans.

Our Service is Free to You

Carriers pay us when you enroll, so our advice and plan comparisons cost you absolutely nothing. You pay the same — or less — than buying direct.

A Dedicated Agent for Life

Your personal Marketplace Hubs advisor stays with you year over year — reviewing your plan, handling claims issues, and being there when life changes.

Fast, Simple Enrollment

Most clients are enrolled within 48 hours. Our streamlined digital process means no stacks of paperwork and no waiting weeks for coverage to begin.

Friendly licensed Marketplace Hubs agent ready to help compare ACA plans
Real Marketplace Shoppers

12,000+ ACA Enrollments.
Zero Pressure.

Real stories from people who walked into the marketplace overwhelmed and walked out with the right plan.

I spent three hours on healthcare.gov and got more confused than when I started. My Marketplace Hubs agent narrowed 87 plans in my ZIP down to the three that actually covered my doctor — in twenty minutes.

Maria Rodriguez
Freelance Designer, Miami FL

I had no idea I qualified for a $0/month Silver plan with CSR. I was about to enroll in a Bronze on my own and pay $260. Marketplace Hubs found me a better plan for less than nothing.

James Thompson
Self-Employed Contractor, Phoenix AZ

When my husband lost his job we panicked about coverage for the kids. Marketplace Hubs filed our Special Enrollment Period paperwork and had a marketplace family plan in place within 24 hours.

Sarah Liu
Stay-at-Home Mom, Austin TX

At 58 and self-employed, I needed a bridge plan until Medicare. My agent compared every Gold plan in my ZIP, made sure my cardiologist was in-network, and saved me $4,200 vs. what I was about to pick.

David Park
Independent Consultant, Chicago IL

I moved from Texas to Colorado mid-year and my old plan didn't have a network. Marketplace Hubs walked me through the SEP, picked a new marketplace plan, and made sure I had zero coverage gap.

Aisha Nwosu
Travel Nurse, Denver CO

First-time ACA shopper here. I didn't know Bronze from Platinum and didn't want to get it wrong. My agent explained the tradeoffs in plain English and picked a Silver plan that matched how I actually use care.

Ryan Chen
Software Engineer, Seattle WA